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THURSDAY JAN. 25.1979

THE HERALD PAGE 11

Sturdy Names Officers

Robert J. Boyer of Stone Harbor has been named treasurer of Sturdy Savings and Loan. The announcement was made by John L. Armour, President, at the Association's annual meeting

held earlier this month.

'*We are pleased to add Robert Boyer to our staff of officers,” Armour stated. “He is a young, competent individual with a good business and

financial background.”

Before being named to his present position,Boyer served as assistant treasurer and student loan officer. He has been with

Sturdy Savings for 5 1/2 years.

Boyer graduated from Middle Township High School in 1970 and Cumberland County Collcfeii! in 1972 wh ere he received his associate of science degree in business administration. He is presently enrolled in the Savings and Loan Institute of Financial Education. Boyer lives in Stone Harbor with his wife Marsha. Also receiving promotions at Sturdy Savings and Loan were Joanne Gray and Brian Garrett. Ms. Gray has been named mortgage officer for the Association. Ms. Gray has been with Saturday for four years and is a graduate of Glassboro State College with a B.A. in math education. Brian Garrett has assumed the position of head teller in the Avalon branch office of Sturdy Savings & Loan. He is a graduate of Millersville State College, Millersville, Pa. where he received his B.S. in education. Garrett has been with Sturdy since September 1977.

[picture] Brian Garrett, Head Teller, Avalon Branch Office, Sturdy Savings & Loan. [picture] Joanne Gray, Mortgage Officer, Sturdy Savings & Loan. [picture] Robert J. Boyer, New Treasurer, Sturdy Savings & Loan.

Sturdy Paid Over 2 Million in Interest

Sturdy Savings & Loan paid $2,809,037 in interest to its savings depositors - and helped 200 local families purchase homes during 1978, John L Armour, President, reported the annual meeting held at the main office in Stone Harbor According to Armour, Sturdy loaned a total of $10,118,100 to local borrowers last year.

great majority of those loans, of course, were home financing loans. “We’re proud of our role as a leading home financing institution in this community,” Armour said. “Savings Associations are specialized financial institutions created to serve the thrift and home ownership needs of the American people, and we’re pleased to be doing our part.” Savings gains - at Sturdy Savings totalled $4,849,693 in 1978, Armour said. Altogether, savers had $47,239,524 on deposit at Sturdy at year-end 1978. In other business conducted at Sturdy’s annual meeting, four directors were re-elected for three year terms. Those re-elected include Marshall M. Fisher, Carl R. Gratz, John M. Ludlam and John H Mead.

Directors continuing to serve are Elwood M. Barron, Clarence D. Fisher, Donald A. Gaver, George T. Harris, and Ellis A. Mixner. Officers re-appointed for 1979 are Ellis A. Mixner, Chairman of the Board; John L. Armour, President; Fred A. Housten, First Vice President and Secretary; Richard D. Rodgers, Second Vice President John M. Ludlam, Conveyancer; and Donald A. Gaver, Attorney’ In addition, Robert J. Boyer was named Treasurer; Brian Garrett, Head Teller (Avalon office); and Joanne Gray, Mortgage Officer. MUMMERS SHOW TRIP There will be a trip to the Mummers Show of Shows Sat., March 24th. The cost will be $11.50 including bus & admittance to the show. The bus leaves the Democrat Club at 1 P.M. Contact Mary Noce at 886-6663, Midge or Frank Lynch at 886-9214 or Ella Toner at 886-7208.

IRS TAX INSTRUCTIONS EASIER TO READ If you are one of those people who has had to fight your way through the tax return instructions each year in order to prepare your federal income tax return, you’ll be pleased to learn that help is at hand. This year’s instructions have been thoroughly revised. using methods recommended by a readability expert. As a result, the instructions are easier to read and contain as little jargon as possible. Some of the changes include shorter sentences, simpler words, and a less cluttered look featuring a format that corresponds line for line with the return. Because information is presented as it can be used by the taxpayer, the need for cross-referencing and flipping back and forth is minimized. Form 1040 users will find that besides a new format for instructions, the form itself is somewhat different in appearance from last year, but the line items are the same.

Hereford lodge No. 177 F.&A.M. will hold their annual

St. Patty’s Day Dinner-Dance at Masonic Temple, 6300 Atlantic Avenue Friday, March 16th. The public is cordially invited. For tickets and information please call 522-8337, 522-6412 or 886-2864.

AMERICAN CANCER SOCIETY

ASTRO ANALYSIS By Sonia McGinnis

HOROSCOPE FOR THE WEEK OF JAN. 28. 1979 ARIES [March 21-April 19] - As foresight seems keener now this can be good week to discuss future plans with associates. Both cooperation and knowledge can help you to make the right decisions.

TAURUS [April 20-May 20] - Your chances of improving resources through the help of mate is predominate. Take care of all matters which pertain to business. GEMINI [May 21-June 21] - Give more attention to improving your personal image. As appearance is important for business purposes, too. shop for new attire that adds to your attractiveness. CANCER [June 22-July 211 - You can enjoy a more harmonious relationship with those you work in close contact with. A good week to get detail work done, clear away pending obligations. LEO [July 22-August 21] - Mixed planetary aspects promise a diversified week. Social activities and romantic pursuits are favored but things can be somewhat confusing on the homefront VIRGO [August 22-September 22] - Make an honest effort to keep in favorable standing with kin; past differences and misunderstandings should be resolved.

LIBRA (September 23-October 22] - Keep in close contact with those who can assist you wtth plans just now in the planning stages. Your ideas are promising but keep thoughts aimed in only one direction at a time. SCORPIO [October 23-Novcmber 21] - Personal achievement is important now but family members may disagree with your methods. Discuss investment plans with kin SAGITTARIUS [November 22-December 201 - Your outgoing disposition helps to generate goodwill, enhances personality. By maintaining this optimistic outlook you are increasing chances of carrying out business Affairs. CAPRICORN [December 21-January 20] Ideas may differ from others now but show that you can have an open mind where certain issues are concerned. AQUARIUS [January 21-February 19] - You may need to make some concessions with superiors; it’s best to be diplomatic rather than argue now.

PISCES (February 20-March 20] - Don’t let extra pressures deplete your energy. Work at meeting your quota but don't worry about the extra workload. Your gain through the contacts you make.

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