$200 or MORE deposited in a new or existing savings account or purchasing a certificate earns you the highest interest rate legally permissible PLUS a free gift of your choice from one of 4 groups. For your added convenience the gift will be delivered right to your home!

Offer Extended by Roomer Demand — and is available to individuals only.— Gifts are on display at each of FNB's offices. Federal regulations allow only 1 gift per customer and specify a substantial penally for early redemption or withdrawal of all or any part of a time deposit.

Put a Smile on Your Face at the Savings Place... 0 Where More People Save More

FIRST NATIONAL BANK OF SOUTH JERSEY Serving 7 Counties of Southern New Jersey with 43 Offices eSTAIUSHCD 1123 Member. PWC • F«d*rol Reserve System