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On October 1st—we'll automatically transfer your account to a new

1 YEAR CERTIFICATE!

About the Tox-F^e Account. . .Beginning October our new Tax Free Certificate will enable you to^arn up to $2,000 in interest per y^ar, TAX-FREE, rf you file a joint return. . and up to i $ I ’000 per year for individual returns. The rate of interest will be the highest allowed by law and wifi be based upon 70% of the then current one year treasury bill average investment yield. And your account will be insured by the FSLIC. It's that simple. Do it now. . .it's a tdit-break you can't afford to miss. . Free gift also available with a deposit of $5,000 or more. ■ Details ol this oiler are subject to final federal regulations The 20 temporary account is Secured by U S governmerit or U S government agency securities These obligations are not savings accounts or deposits and are not insured by FSLIC The rate is subject t6 change without notice Minimum investment of $1,000 or more * . p ' . . < .**..• Check our chart for what this means to you:

IF YOUR FAMILY INCOME IS:

YOUR TAX BRACKET PROBABLY IS:

THE INTEREST RATE YOU'D HAVE TO RECEIVE TO NET 11.62% AFTER FEDERAL INCOME TAX IS:

*20.000 OR LESS

25%

15.$*%

$25,000

30%

Id! 60%

$35,000

40%

1 19.37%

*50,000 OR MORE

50%

23.24%

Figufft above arc opp.o.imo‘e and band on 19*1 tai tobies. Inleiesl vote ol 11.42% is equal lo 70% ol ovetoqc investment yield on one year U.S. Treasury Bills as ol the most recent auction dole. _

Collective Federal Savings & Loan Association

ATtANTIC COU^fV Ahtriim ' Ahwi on Shop R<lr ( ildilt mtidr Pjlhmjil IM Hjibiit M«i|Jte Mm* lAnding

CAP! MAt COUNTY OtMft Cll» Ro.t.rjmtr

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Publishod by tho S«owov« Corp., P.O. Box 484, Cap* AAav, N.J. 08304. o* the socond soetjon of th* Cop* May County | Herald ond th* Lower Township lantern. Conklbullont 8 ideas ore welcome and may be arranged by calling (909) 9974312. ;

Editor John H. Andrus II 4

General Manrgar Bonnlojfelno Advadslng Dfrector William J. Adams l»8l Swowovt Corp. Ah rlflM* r*»*rv»d. All propurty rights lor thy •nth* contents of this pvblkanon shell be ih* properry ot I tie Seewove Corp. No port hereof moy be reproduced wttho-ii prior written consent.

The Sea Gull 264 Ninety-Sixth Street Slone Harbor, N.J. 08247 TEL^HONE: 368-7521 2)iitinctiue ^eaikore^4ppare( \ • is Participating Ih the Merchants Day N Sidewalk Sale Saturday, August 22. v

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AUGUST 19. 1991