. How to turn your ' little house at the sbdre' into big buying power. Right now, the Finance One office in l.inwood. N.J. is showing area . home owners how to turn the equity in shore homes like yours into big buying power. You may not realize that In addition to increased rental and vacation value; your "little house at the shore" has built-up substantial equity. And you 1 may be surprised to discover just how’much that equity is worth. Finance One is turning it into big buying power by granting second mortgages on shore properties like yours. And you can use the money to purchase additional real estate* boats, docks, landscaping. or whatever is important to you. p The Finance One experts make it easy. We re people who live and work in your community, yet are part of a national nehvork of financial service companies. And with Manufacturers Hanover Corporation behind us (one of the nation’s largest financial institutions) we have resources to help you. Finance ()ne can show you how to turn your . little house at the shore" into biy buying power. * , Homeowner Ixians (Secondary ! Mortgage larans) are now available from $5,000 to $100,000 and more. For more information call 609-927*i>861 in New Jersey.,From Pennsylvania, call 1-800-492-2031. Financial Services from Manufacturers Hanover Creative solutions to your financial needs (tnlr.il Squirt I ifluv No I, tVolr.il Atv & New Ho.hI (file Ml l.mwood. N.J 08221

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368-1330

■Jersey Cape NATURALLY"

1 SPINY BUTTERFLY RAY X The spiny butterfly ray is very V broad with an almost triangular shape and a short tail. It «is distinguished from other butterfly rays by its larger size (up to 7 feet across its ■'wings"), and by the presence of several small spines at the base of the tail. The basic body color is brownish gray, but it changes froth light to dark to achieve a closer match with its

environment'

1

waters, but are found as far north as Cape Cod. They are common in bays and other shallow areas, where thgy feed oh fishes. When

removed from the water they 2 - ROUGHTAIL STINGRAY make loud grunting noises. They The foughtail stingray is

are not edibu

characterized by its Jong whiplike tail without dorsal fins, and

iw- ' '

ng saW-edged spines with which the upper side of the tail is

its Ion,.

ppe ]

armed. It is thelargest stingray of the western North Atlantic, measuring as much as' five feet across and 10 feet long. The color is dark brown above, white below. The tail is black from the spine rearward. The tail spine of the stingbay is a dangerous weapon and wounds made by it cause ex-

cruciating pain.

Stingrays have teeth suitable for crushing hard objects. They feed on crustaceans, mollusks and annelid worms in shallow muddy bays and sandy ocean areas,

i Tnopp-nn Pi V Fishern«n occasionally hook The TorMoray also known as ti8hters duri " 8 the

the electric ray, Is easily summer -

distinguished by the rounded outline of the disc and the large caudal fin. Its sKjn is soft and naif ed, dark brownllD purplish above and white below. Some have a few obscure darker spots. Torpedos grow to a length of 2 to 5 feet and are heavy for their size. A torpedo ray measuring 4 feet weighs aoout

100 pounds.

Torpedo rays have cells in their wis which generate electric cuirent strong enough to give a severe shock. They are sluggish , bottom fish which feed on other Beard of the Wetlands Institute fishes. It is Relieved they stun from a soon to be published booh their prey with electric shocks. on the fish of South Jersey.

Text and illustrations by Lisa

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