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Herald St Lantern 7 October 81 Ground Broken for New Library

VILLAS ^ The Lower Township branch of 'the County Library should be completed and in operationwithin the next eight months. ^ That's the word from County Library director Thomas Leonard who officiated at Thursday's ground-breaking ceremonies here at the municipal complex site on Bayshore Rd. . • , ON ll^ND for the brief ceremony were Freeholders Anthonv T. Catanose and^Gerala M. Thornton, Lower Township Oommitteenfan Jack Moran, and project architect Carmen J. ta Rosa. Represented the County: Library Commission werej. chairman Robert J. Hen \ drickson. and Commission ' members Florence C. Speck, George M. James and Anna Sule. Also, participating were members of the 7th grade class at St. Raymond’s School. THfe W30.00Q structure, financed by a bond issue

- authorized by the County Freeholders, is being constructed just north of the town hall. The site was donated by the Townsnip Committee. s According tb Leonard, the 7,500 ft. facility - to be staffed and operated by the County Library Commission —•will provide space Academy WASHINGTON U S. Senators Bill Bradley, P-N.J., and 'Harrison A. Williams, D-N.J., today Announced that young, men and women interested in seeking nominations to the U.S. Air Force, Merchant Marine, Military^ and Naval Academies nuMtapply no later than Oct. aTTio be eligible for the class entering in July, 1962. Candidates must be citizens of the United States, legal residents of the State of New Jerseyf unmarried and -have no children, and be at least 17 years of age, but not past their 22nd birthday on July 1 of the year of admission.

for some 31,000 volumes and contain periodical and reading rooms, a children's room, staff offices and a multi-use room for library programs and community use. ~ > The building will allow the book and periodical collections to grow along with the community. Deadline All applicants' must take the SAT or ACT exams. The SAT administered onNov. 7, is the last *SAT which can be Jaken by applicants in order for test results to be received before the selection of nominees , for the Academies. Young people seeking nominations should write to their United States Senators’ and Congressmen:' Sen. Bill* Bradley, 2U)7 Dirksen Senate Building, Washington, C.L>. 21)510; Sen. Harrison A. Williams Jr. t -352 Russell Senate Building, Washington, D.C. 20510.

Tax-Free Interest Beginning October 1. you can enjo/ the benefits of high saving certificate interest without the inconfe tax penalty / How? With Sturdy Savings and Loan s new "All Savers Certificate”. It pays you 70% of the current treasury bill rate when you invest as little as 9500 for 1 year * * But it also lets you enjoy up to SIOOO in tax-free interest or as much as 92000 in tax exempt interest on joint returqs * It s a.major tax break-throughf Interest rates on the "All Savers" Certificate v&ry with the treasury bill rate. Your rate is guaranteed for the term of your certificate and your investment is insured up to 9100.000 The federal ‘ All Savers Act" limits tht» tax exempt offer to once in a lifetime So, lake advantage of this tax break .now '*

‘SutHhaniial interesj penalty lof Mfly ceMilicatc withdrawal

If your joint tifxabla mcomft it:

Your tax bracket it approximately:

The interest rate you'd heve to receive to net 12.14% after federal v income tax la:

Maximum depoait to earn full allowable exemption:

siooooio sjdooo

25%

10.18%

$1,000 (Single)

$20,500 lo $25 000

30%

17.34%

$8,237

'$30,000 to $35 000

40%

20.24%

$2,000 (Joint)

$50.000-or more

50% • :—t

24.28%

$16,474

Thr above.ligu'irt are appronmaiB based bn 1981 tax tables The 12.14 rale is based on 70% ol th« average investment yield offtie 52-week treasury bill at of fc recant auction. ‘All Savers’ Certificates

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