New Regulations’ Wake

Higher Flood Insurance Rates

Many Jersey Cape homeowners will face increased flood insurance rates sometime during the next year as the federal government implements new fjood insurance regulations based on the measurement of wave

heights.

"Maximum wave heights will now be used to determine base flood levels' in shore areas, thereby increasing flood insurance premiums for many shore area homeowners," Martin M. Friedman, president of Flood Hazard Certification Inc. of Hackensack, .has

reported.

THE GOVERNMENT has found that the median wave heights previously

used to calculate flood insurance premiums were too low and maximum wave heights are a more accurate measurement for calculating flood insurance premiums, Mr. Friedman continued in a news

release.

"Because we are ip the business of providing insured flood hazard area certifications for lenders and attorneys throughout , New Jersey and the metropolitan New York area, we were among the first to learn about the impending increase. We have to stay current daily with all of the regulations and changes promulgated by the Federal Emergency Management Agency,"

Mr. Friedman addqd. CHANCES IN THE wave-height rating system are of major interest to individuals*Seeking to buy or sell seashore properties and to lenders who make mortgage loans on such properties. The new wave-height measurement will now require many additional shore area homes to be covered by flood insurance, the FHCI. president reported. He also noted that lenders are required by federal law to notify loan applicants if any portion of the building or mobile home covered by the mortgage falls within a flood hazard area, thereby requiring insurance.

on the Way

LENDERS WILL find it more difficult to stay Current with the heavy volume of shore area flood maps expected to be issued by the government in the next year to cover the waveheight change," Mr. Friedman said. "And only by staying current on almost a daily basis will the lender know he is not violating the law,” the FHCI president

said.

Coverage against flood

lo$s is offered in two phases, and that coverages range from a maximum of 135,000 to $185,000 for a single family home, with the higher maximum applying to Cape communities because of their participation in the federally underwritten comprehensive flood management program. Rates vary in this state, depending on locality and determined risk, Friedman explained

Courses Set By Red Cross

COURT HOUSE - The American Red Cross will be offering first aid classes in standard first aid multi media and CPR To register for classes call

465-7382 The chapter will be offering instructions in advanced lifesaving after June 12. Call 465-7382, 398-7328 Or 399-0547

business & professional directory

Education

Assn. Installs CAPE MAY - The City Educatin' Association instailed/new officer^ May 24: Thorbas Levin, president; Sylvia Carter, vice president; Debbie Morrell. Secretary; and Nora Dir

vifl, treasurer

The outgoing officers, who served since the Spring of 1980, are Charles McCarty, president. Mark Bliith. vice president. Karen Slack, secretary, and Kathy Bogle,

i treasurer

Seniors Meet CAPE MAY The regular monthly meeting of the Stftiior Citizens Club will be l pm Tuesday. June 15. at Victorian Towers. Washington and

Ocean Sts

EDWARD ZANE INC. AIR CONDITIONING AUTM DCAIM G f MEAT PUMAS WlG

• ms.

COMM • SAIES* SERVICE FRfl KSTI. 967-7359 3735 OCEAN OH , AVAlON

APPLIANCE SERVICE

J.E. MUNSON COMPLETE INSURANCE SERVICE. AUTO INSURAN ANY AGE... ANY DRIVER 7MACAIEMY RD. COLO SPRING, NJ. CALL 884-3213

BERNIE'S FOREIGN CAR“ SERVICE 881-2137 _ All typmt of foreign Cor Aopalr Major or Minor Mon.-Fri. 8-6; Sat. 8:30-12 ••avardam Rd. So. Dannlt

roriroe CMIIO CARE « •ARY SmiNG SERVICE fRESCMOCX ENVIRONMENT Mil 1/2 Doy. Hourly Roim Coll 201.3ISO M05O7 lond'i A*» ft lnl«t

FISHING TACKLE

PORTABLE . APRIIANCI SERVICE - • GEN ElEC I Wt • COffEE g*.V*l • FARSERWARE 54. M • PROCTOR SIIEX — • HAM REACH • TOAST MASTER* OTHERS Port, 1 Arr*t BAYSHORE Ap*ll*nc« tonka Or., Inc. WayaMa Villa*, thorn. Or. MARMORA >** 3333 W^fcdoy. 9 S Sol 9 I

AUTO PARTS

AUTO TOWING

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QUINN'S CAPE ISLAND WASHINGTON ST. CAPE MAY 864-0070 COMPLETE AIR CONDITIONING SERVICE

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e/<rS//YS

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BEECHER K AY : Brolly Co . OvIR l() YlAHSI >F-t>||(u i iNSl/PANfl H mm IMA I ^ RIVOfNfiAi a ( OPMMKr ^ SPlOAIi/iNGIN

/ Ttl (a«< -. WlldnoodA.. 1 Wildwood 131 >434

•K)

QUICK SERVICE ~1JT LETTER XV- SHOP OFFSET PRINTERS • Wadding Invitation* • Ad Book* • NCR Form* • Flyort • Butinost Cords 465-4383 106 N. RAILROAD AVE RIO GRANP6

LANDSCAPING

AUTO WAX-WASH

FITNESS fr TENNIS

AUTO REPAIRS

AUTO DEALERS

rou.onsT cads UNDO 1 SUHKIKOOr • CMfVBOtfT • OiOSMORIll • CADILLAC • JEEP SAIFS - SfRVICF - PARTS 522-1473

SEASHORE Spring Special TUNC UPS 4 cyl 25.95 6cyl 30.95 Beyl. 35.95 ln< Porisaiabo' TRANS SPECIALISTS ’Domstlk A Paral*n PROP ANOYCASTEUANO 443 SF A SNOBS RO. IRMA

VILUS |/^ 886-5244 efro COMP INTERIOR t EXTERIOR WAX S WASH OMIT *39.00 CAU POR APPT. toyshoro Rd 8 Tompo. Vlllot

GRACE Je«c5] OIL CO. Serving Cope May Cly Over 65 yr$

123 3421 or 349 *4SC

STEVE TAYLOR LANDSCAPING TREE SPRAYING • SHRUBS • SODDING • STONES • SftDING • TREE CHIM LAWN MAINTENANCE Cato Fan. landkapa O—lfit A Carwf. FMIISTk’ 884-5296

RENTAL SERVICE

D&C RENTALS Compl.t# Tool S Equip R.nlpl R.» S Coni 508 A W HEREFORD C M. CT. HSE , 44S.RINT

RIDING STABLES A INST.-

AWNINGS 1. CANOPIES

|WM. J. LLOYD &

AUTO GLASS

KOHLER'S AUTO GLASS WINDSHIELD GLASS NEW A USED WHOLESALE 8 RETAIL ...CHICK OUR LOW PRICIS... 861-2802 861-2812 DELSEA DR. DENNISVIUE

Build Better Business With Regular Advertising Here! caii 967-3312

LEHMAN'S A HCRITAOf ^ AUTO SERVICE (WNCF 1919) • NJ. State Roinapoction Confer 2779 • 24 Hour Towing 6 Rood Service ' Brakes, Tune-up*. Servicing, etc. 67) RT. 9. ERMA CALL

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AUTO REPAIRS FOREIGN

"7 SouthJrrN^ V"

CANVAS

PRODUCTS

• AWNINGS

• BOAT COVERS • CANOPIES • FLAGS • CANVAS DECKS • TARPS CALL 646-2002 1125 OAK. P.O. BOX 925 PLEASANTVILtE

& NAUTILUS • Complala Noutllui , Focllllla* • Initruciton* • 4 Outdoor Couth AvoUdblo • loitoni Clink. Unlimiiod Ploy Avail FOR INFORMATION Call 443-7411 CREST HAVEN RD. CAP! MAY a. HU.

LOTTERY TICKET SALES

FUNERAL DIRECTORS

FUNERAL HOME (EST. 1895) 1201 CENTRAL AVE.. N. WILDWOOD 522 2121

POLLY'S PLACE LOTTIRY TICKET CLAIM CINTER PICK-IT PICK-6 PICK 4 Full Selection o^. Newspaper* ft Magazine* 9627 3rd Avo Stone Harbor 368-8421

F.

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HIDDEN VALLEY

RANCH

PROFESSIONAL

RIDING INST

MOR5IS FOR HIRE RIDING ON THI BEACH iAOOtl SHOP! APPARft

CIOSFO tUN

884-8205 4 ■AYIHORC RD.

CAP! MA Y

SEAFOOD

FLORISTS

CUSS

MASONRY

CounAuBain

*3fob it

j.-NTi DESIGNED BY;

OCOI HAMANN. Owner

DELIVERY TO:

LOWIR CAPI MAY CTY. Fndi Cut Howfn • Ored

A

PotW PtMRi • 6it« 465-5857 XRHBdto Ce* toy Cl He

GLASS FOR ALL

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(R .Ttuuali Pro, “

SOUTH JERSEY MASONRY • 5TONI . STUCCO • BLOCK • SIDEWALKS • BRICK . DRIVEWAYS

MOBILE HOME SUPPLIES

| AXELSSOR 1 I ft JOHNSON INC. KETIIL B FISH MARKET I .YPlS OF SIAFOOD OPIN All YEAR T DA YS A WI(K

BIKE SHOPS

CAPE MAY “*“(EjeoN"“

FOREIGN dc DOMESTIC REPAIRS - TOWINO \DhM-47T7 TESmmSSSSSSSt UNDBLatf cvtMAr

J & G BICYCLE RENTAL BICYCLE SALES PARTS TIRES REPAIRS OhIH All YEAR Summar Hr* t A M. To 2 P M 729-0700 d no ant 184 3324 501t OCEAN AVE. WILDWOOD

The OATS HOUSE FLOWFRt GIFT SHOP FLORAL ARRANGEMENTS FOR ALL OCCASIONS

366-1377

*66Th*v

stoMl

Intteed Of Hevlng A Bu*lneM That'* WASHID UP. Heve One Thnt'R Cleenlng-Up Cell 667-3313

O'DONNELL'S MOBIL! HOME SUPPLIES ANYTHING

AND

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\ J

SHOP The Business Directory Info. call 967- 3312

Stoves AFiRiPiAci INSERTS

HEARING AIDS MONUMENTS

nV-i iw in rilEPLACl JoSI sieppi BHM*a *f fti* It**!* BM. HatertBl* CieplBtB Lie# tf Rood ft •am a**T** bbb PirByfaBB* Looootohoi SIbbb* •Uroom • IHBea • Vhb* r^eottcior 729-2700 1 IS BaltM lr n H* IraetfB

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BAYSHORE MONUMENT CO. 4ofi^ 2ZZ, ^ — * SO DENNIS IW DTI if A OF /FT *1)