pUk!? WA Y Y G, '^? S ., ln i e 0,d wlndows looklftg out on Victorian Cape May. Inside. Mrs. Gibbons, along with llttlf Ned and baby Fern enjoy young family life.

Kim found it. "The center hall was the only thing that stayed in place," Jeff said. "Nothing else." The first time Kim and Jeff saw the home they had purchased mail orderstyle by giving Jeff’s father power of attorney, it’s front steps had rotted away, layer upon layer of linoleum covered the random width pine floors, and It lacked a heating system. THEY HAD JUST returned from overseas where Kim had completed her Army obligalion in order to finance her dental education. The Gibbons spent their first winter living in a two-room motel apartment while they worked on the house, taking breaks to walk to the beach with Ned. Eight months ago. a daughter, Fehi was born, and by summer, the Gibbons set about getting the house ready for occupancy before this winter New baseboard heating

has been installed, a pine ceiling has been put up in the kitchen, and original pine floors have been refinished in several rooms. Their labor has been worked around two professional schedules, child rearing and keeping power tools and toxic chemicals off limits. But, the Gibbons children have been gifted with grandparent babysitters since Cape May is where Jeff grew up, attending Our Lady Star of tht‘ Sea and Wildwood Catholic schools. "AFTER A WHILE you develop a trench rrfentality," Jeff observed. "The more work you do. the less, wclined you ore to want to move." Nowadays, Jeff walks to the law firm two blocks away and spends lunchtimes with his family. "The house comes third in priorities," Jeff said. "Our family and work arc ahead." Ned sat on Jeff’s lap, doodling on a legal pad.

while the attorney sipped a beer in the livingroom furnished with his and her wicker chairs, a stereo on an early treadle sewing machine and a Victorian wardrobe that came with the house. "JUDGE DWYER once told me. this house used to be occupied by the town’s truant officer," Jeff said. In the future the Gibbons plan to insulate their mansion, but for the coming winter a kerosene stove stands in readiness to supplement the new hearing system. The livingroom and kitchen are the only liveable rooms onr the first floor, and two bedrooms on the second floor are used by the family. "We'd like to preserve as much of the original house as possible," Jeff said. 'Mn spite of the problems, we re glad We bought it.” Libby Demp Forrest has lived in old homes all her life and is familiar with their charms—as well as eccentricities.

JANET SIMON KNOWS WHO REAlMl SELLS THE BANK.

“I think the emplovees sell the bank. There's nothing w than viralking into a bank and not. being able to rdlote to an employee.. or an employee taking the attitude that he or she is doing you a favor waiting on you. At Marine we don't have that probtem. Person-To-Person Banking might be a new theme for the bank, but I think it's always been Person-To-Person here. I think that's the way it should be in all business.'' JANET SIMON Customer Service Rep

PERSON TO PERSON BANKING 1

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