Herald & tantem 11 January '84-

real estate-

31

Horizon Bancorp Affiliates Merge

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morristownWilliam J. Shepherd, presi dent and chief executive officer of Horizon Bancorp, has announced the Comptroller of the Currency’s approval erf the merger between two of the Bancorp's affiliates: American National Bank of Morristown

and Northeastern Bank of Paramus. The consolidation of the two institutions resulted ih the formation of Horizon Bank, National Association effective Dec. 31. The new Horizon Bank, headquartered in Morristown, will comprise 48

TOLZ

REALTORS Licensed Real Estate Broker

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HISTORIC COtUfTWY HOCNE (Gewgan G»ca 1833) sAuaie «jn 26 acres.m Dias Oeek. Features 2 bedrooms, formal dining room. Irvng rotyn, kicben. bathroom, and' enclosed front porch ALL Beautiful wood floors, tul storage attc. 1 car garage Approximate^ 400 frontage on RT 47. Only S74.S00.00. By appointment only. TOLZINC OF VILLAS M6-2704 LAS. Two bedroom bungalow on seduded street Living room. I _ ten bathroom Recently redecorated Many extras Gas heat CAp. TQU INC. OF VILLAS - 886-2704 VILLA*. *46,000.00. Three bedroom home featuring hying room, targe eaun kitchen, ceramc tie bath, and laundry room Fenced m 1 yard Srte includes washer, dryer, microwave oven, refrigerator and lots of furrvture BY APPOINTMENT ONLY TOLZ INC OF I

IDEAL STAJITCfl OR RCTIWEMENT HOME. SSS.OOO.OOII Two bedrooms, gas heat in a charming setting near the Bay m Vlas By appointment orty. TOLZ INC OF VILLAS 806-2704

886-2704

*05 BAYSHORE RD. inc. of THE VILLAS

EACH OFFICE INDEPENDENTLY OWNED & OPERATED]

TOLZ

DIEHARD INVESTORS ONLY!!!

Interested n leveraging the B€ST way possible on your real estate investment purchases We have homes, condos, duplexes, triplexes ..most avaflable with 100% Financing toOuaihed Buyers

Interest Rates vary from 9V?% to 13VWb with 30 Year Terms Fixed Rate. Ad lustaUe. Growth Equty. FHA. VA.2M are available to qualified buyers

AH properties otter positive cash flow after taxes in the 30.40. or 50% tax brackets Excdent management programs are available AH are priced from $29,900 to $179,900

• NORTH W1DW000 • WILDWOOD • WILDWOOD CREST

LEONA M. HAILEY, REALTOR. GRi, CRS Licensed Real Estate Broker

OPEN SEVEN DAYS A WEEK FROM 9 AM. TO 5 PMJ

Bailey & Bailey Realty, Inc. 5918 New Jersey Avenue Wildwood Crest NJ 08260 522-2213 J

REAL ESTATE AGENTS

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offices in Morris. Essex, Sussex, Warren, Hunterdon, Bergen and - Passaic counties with total assets of over $1 billion. “This is a consolidation of present Horizon member ifnits so the banks' existing customer contact personnel will still be in place. However, they will have the added advantage of offering an even wider range of services and products,’’ said Shepherd. “Horizon’s asset size will enable us to compete on an equal level with the area’s largest.banks. And Horizon’s increased lending limit will allow the bank to be more aggressive in commercial lending and make a vital contribution to the growth of northern New Jersey. Horizon Sank’s 24-hour banking MAC installation customers will soot have access to over 100 machines at locations in Manhattan and consumer products such as Horizon’s Affordable Mortgage, Home Equity lines of credit, and the newest service, Home Banking, will serve to keep Horizon Bank on the cutting edge of the industry and a leader among New Jersey and in-

deed the nation's banks," Shepherd concluded. Horizon Bancorp is the fifth largest bank holding company in New Jersey. Additional affiliates include Princeton Bank, Marine National of Cape May County, The Bank of New Jersey and Horizon Trust for a total of 111 offices and assets of 12.4 billion. Bill Exempts Health Aids TRENTON-A bill to«empt gauze bandages and similar health care items from the state sales tax passed the Assembly last week 68-0, said Assemblyman Joseph W. Chinnici (R-Cape May, Cumberland), sponsor of the measure (A-4075). “The particular uses of these non-adhesive bandages to relieve the effects of prolonged confinement to bed are essential to the health care process and deserve this exemption,’’ he added. “This bill restores the legislative intent of the bill passed during the marathon session on Dec. 30,1982.

| ommorono r„l •■tot* ogonc, Hi 2202 BAYSHORE RD., VILLAS, N.J. 08251

«ALlO^»

886-7771

VK1AS: 2 Bedroom Rancher. Living room. Dining room. Kitchen with heaL 641JH. v

Lovely cabinets. 2 sheds. 16x24' pool, gas heaL

V&1AS: 2-car Garagi enclosed front porch.

VUAS: 2-car Garage, 2 Bedrooms, titgjen. Living room. Dining row

' 150x112' lot hearsay, furnished. $47JH.

: Assume 10%% mortgage to QuaittW buyer. 2 Bedroom Ran cher. Living room, eat-in kitchen, tul bath, tenced yard, tool shed, ii*y

room.

MRT1 CAFE MAT: 2 Bedroom Rancher, eal-in Wchen. expanded alfc. enclosed rear porch. Living room, hi bath, utMy shed, appiances induded.MJ.tN. • BMA: 2V? story Colonial in histories area ol Cold Spring 3 Bedrooms. 1V4 bath, tig. Living room, work area Kitchen. Farriy room, storage, gas heat, M6.SN finished or make otter ■ATflK VftLAN: 2 Bedroom Rancher only 7 years young. Living room, eat-in Kitchen, hi bath, screened rear porch, underground sprinkler system. I IS,III. BAT8K ALAN: 2 Bedroom Rancher with attached garage. Living rpom. hi bath, eat-r Kitchen, refrig., dishwasher, washer. $4MN. Ml MANE: Zoned tor Highway Busness. completely remodeled home located near intersection of #47% #9 2 Lgr bedrooms, living room. Kitchen wih dining area. 130x465' lot central air. much more.

S8MM.

COLD VMM: 1700 so. loot custom bui Sparash Rancher, 3 bedrooms. Dining room, tage custom kitchen, bving room. IVi baths, family room, hi basements. 3 (replaces, pabo. must see! S7MN. VX1A$: 4 Bedroom Rancher. Living room wtfi fireplace. _ eal-in Kitchen, private office with separate entrance. 2-car

"dOaioLl

garage. 105x10c

Dnng roonw car detached

I “OUR 45th YEAR” j Jjg enenbaum NCY. Realtors INVESTMENT PROPERTY LowerTwp - at entrance to Cape May - 4 year round efley apts 100% occuppted, plus attached 2 bedroom home with oarage and large rear workshop- a* 0° large** Asking 9110,000. 3309 HEW JERSEY AW., WRDWOOO. NJ. 522-3467

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FIEMIHG REALTY. INC.

FULL SERVICE REALTY

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P.O. 323, 14SS WASH. ST.. CAPE MAY

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Contact

CAPE MAY

884-7001

Nick Mucha or Dora Jean Wit net

VILLAS

888-2704 Lillian Sooner or Herman A. Totz

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NORTH CAPE MAY

886-2002 Arm Goldsmith

'DcNnsz REAL ESTATE 886-8101 TOWAITl 120 >109 Corner I txjkJng lor jus 2 docks hom me OWawwe Bwy nAti cHy sew* I avwraUe Subckvwon »w Ow iw1 qured AMgng ei0.»0 — SMMAi Sorawhog ranenw *<3 betXoorra Mcfwn OntiQ room. Tlonds room. Wing room ■Vbwpwoe. 2 ceramc Mo bems , .wmcuMom tut*. MmHy room, u*-

bnc» breoiace House las iwv ned i«Man Bwi has tt cwwi .. .anoe kv poawtte apanmert or addhonai bedrooms Property has ngromd port Wcwbwna ' -cm garage and large Worage bam Port • haaMd and cabana has M bam SWM—^W L COURT MOUMj Enor mous rancher naar ne Cape May - ttehan dvwip room. Wing ti Mm bncfc Wepiaoa. tamOy

First Boor luxury apartment OMhortang me inland nWIWNM’, Mm 3 bertooms ? FJ bamt u* fy rtoaeL aal-m loartwn Wmg room

conditioning Asking

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MS —- S bedrooms on appro* 1 acre o» ground w4h an atmosphere ol quwt Ognwy « s waftng kx your inspection

Erma Park 881,000.

MO GRAMM — Roomy 3 bedroom bungalow A tew mwwAaa |0

WSdwood & Cepe Ma^ beaches

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NORTH CAM MAY — Large comer ranch 2 bedrooms, attng room, endoeed porch garage. oversiMd Wchen »» much more ^wwyPwng m exCBkant. condhon — Super lor ertertawwng

886-2002

• MB2 BAY5HOHE RO INC. OF NORTH CAPE MAY

,EACH OFFICE INDEPENDENTLY OWNED & OPERATED.