Herald & Lantern 13 June '84 ^1

Equity Plu# q Gives You The Credit You Deserve As A Homeowner.- . r~i i — i xn_ f I ANNUAL PERCENTAGE ^ jf / /pRESENT 12.9% ANNUAL PERCENTAGE \\ f / / RATE on your EQUITY ^SO|AL \ / I Minimum monthly payment is 1/180 ofThe \ I principal outstanding balance or *5^l00 \ I interest rates are subject to. -change byed With Equity Plus from The First National Bank of Toms River, N.J., the equity j in your home is just like money in the bank. In fact, it really is money in the bank in the \ form of a personal line of credit that you can draw upon as easily as writing a check. . . With Equity Plus, you enjoy complete financial flexibility because your personal line ' v___ of credit is there when you need it. You borrow only as much money as you need, when you need it . . . and pay interest only for the length of time that you use it. With Equity Plus, The First National Bank of Toms River, N.J. can arrange a , personal line of credit for you from $5,000. to $75,000. that's available when you need it , and costs you nothing until you use it. / ^ The real PLUS in Equity Plus:

,y' • No Processing Fee before July 31, 1984. ^ ) \ • Draw funds from your personal credit line IN ANY AMOUNT at any time. • No prepayment penalty. • Monthly statement of account activity provided. With Equity Plus from The First National Bank of Toms River, N.J. you can make your financial dreams come true. It's as easy a% completing the coupon below and mailing it today or just stop in at any one of our conveniently located branch offices.

Given the opportunity ... we would like to serve you. i i \ THE FIRST HATMHALBAHK Member FDJC op toms mvw. m_i. Ljjj Member Statewide Bancorp L?ndES " 7 4

J" 3lease send me an application for my personal *■ ■ line of credit. if; ■ The first National Bank of Toms River. N J ; ■ Cape May Court House Branch i V :| 105 North Mam Street ^ ' Cape May Court House N.J 08210 C.MH5 94