Herald & Untern 8 August '84 bllSillCSS — — —

Ijjjk ■ -• vj Eb M». fi]|f if JM f. M '• GRAND OPENING — Taking part in ribbon cutting ceremony at new Wawa store on 27th Street. Avalon, are: Karen Eberhard of Avalon, left; Phyllis Crescenzi, manager; Councilwoman Pauline Petrica; Don Price, executive vice president of Wawa; Councilman Richard Light; Steve' DeSantis, store supervisor and John Kirk, district manager.

I Social , Security I Questions and Answers Q. What happens to my Social Security protection if I change jobs? A. Social Security is portable; that is, it moves with I a worker from job to job, | even if you move from one city to another or from one state to another. Q. What is the relationship of Social Security to ■ these new IRA's when I retire? A. Social Security was never meant to provide for a person's total financial needs. An Individual Retirement Account (IRA) can help supplement your Social Security payments when you are no longer working. v

At "LEAVE YOUR TROUBLES ON THE GROUND" ? LEARN TO FLY WITH THE BEST fl $10°° OFF i YOUR FIRST LESSON ADMIRAL AIR SERVICE CHARTERS. SALES. RENTALS. AEROBATICS WOODBINE AIRPORT 861-5141

1 Ma Bell Seeking $260 Million Hike s

Citing inadequate earnings and increased, operating and depreciation expenses. New Jersey Bell has asked approval of the Board of Public Utilities for a $260. million increase in annual revenues. The company listed five

reasons for requesting the increase: At present rates, the company's earnings are below its authorized rate of return. The presently authorized rate of return (10.27 percent) is inadequate in the face of higher interest rates and a competitive, more risky environment; the company seeks an increase in this level to 11.33 percent. PREVIOUSLY negotiated wage increases and other cost increases will result in higher company expenses. The company will continue to lose revenues from its telephone equipment • business that has been -v divested, and from billing services for AT&T that will -end in 1985. v The company must depreciate its equipment faster because of shorter equipment life. Faster depreciation schedules require increased revenues initially. Customers benefit in the long run because depreciated equipment is removed from the rate base sooner. THE COMPANY'S re quest includes increases for local services, channel services and operator assisted 'Services . Among the major changes in today's filing, the .company plans to separate the rates for access to the local telephone system (dial tone) from those for local calling • (usage). One statewide rate of $7 per month will be charged for a dial tone line. In addition, three rates will be charged for unlimited local use — $5.40 per month in heavily populated areas, $5.10 per month in areas of medium population concentration, or $4.90 per month in lightly populated areas. While unlimited local use is the way most customers have traditionally paid for local residence service, the company is proposing that three lower-priced options be made available to n replace the two measured sqrvice offerings currently furnished. The company estimates that this filing will increase the average montnly rate for the highest priced (unlimited) residence service (dial totie and usage) to $12.15 from the current $7.41.

Appliance _Contgjr Motel TBF17DB 967-4621 2345 DUNE DR. AVALON BUSINESS DIRECTORY AUTODCAUERS ! ft 3 MEAT CARS UNDER 1 BURKE ROOF OLOSMOBiLE* CHEVROLET mum i *p SALES-SERVICE-PARTS 522-1475 nm CLEANERS ft LAUNPEREBS EXPERT TAJLORHW and jjSjg * LEATKR CARE

i DIREtf I DEPOSIT An easier way to do yoi^ banking.

i What is Direct Deposit? Direct Deposit is a service we offer that sends your check directly to us. We deposit your funds into your checking or savings^ocoiint whatever you designate, and your moftey is available to you immediately. It is ft, efficient way to receive your monthly check.

Am I eligible for Direct Deposit? If you receive a Government check for . !j! • Social Security Benefits / • Supplemental Security Income • Railroad Retirement •/Civil Service Retirement /+ Veterans Administration Compensation / god Pension • Air Force Active or Retirement • Army Retirement • Navy Retirement Or. if you receive any regular income check ; ! you should sign up for Direct Deposit. Direct Deposit has many advantages Safety No more worrying about your check being I !|j stolen It you arc on vacation or moving, your money always will be deposited into your account. Convenience No more standing in line with everyone else during the busy hours. You can use your money immediately since it is deposited into your account Earn Interest If your funds are deposited into a savings account or NOW 'account you will earn interest on your money as soon as it is deposited. To sign up for our Direct Deposit Service . . Bring your monthly check with you the next time you stop in. We wili help you fill out ^te form needed to sign up for Direct Deposit. Soon you will be receiving your money directly from your account and enjoying all of the advantages of Direct Deposit. Til WM rt' 3|3Bja4I21EH

Convenient Offices To Serve You MlDLANTIC - 522-7757 National Bank Union Rust 1 *00000 1 . 1 ' /\ I r