1 ^ tf Herald & Lantern 3 October '84 / ^

^CHRISTMAS I •GERMAN NUTCRACKERS & ( -HANDCRAFTED PORCELAIN •TEDDY BEARS •CARDS. CANDLES. SOAPS ,->0 & DECORATIONS NORTH Wn'i>W<K»i> WKILSAT. 1 1 -4 CLOSED M< )

Before Retiring Get Facts on SS

By DEL BROOKS Social Security Manager in Wild w ood Thinking about retiring? Or perhaps tapering off work gradually with a parttime job? Jf so. there are some fafcts you should know about Social Security. To begin with, you can receive your full retirement amount at 65. or a permanently reduced amount as early as 62. For example, the reduction is 20 percent at 62. 134 percent at 63, and 6*3 percent at 64. If you're past 65 when you apply, you'll get a slight "bonus": your monthly check will be increased by 3 percent for each year (4 of l percent for each month) that you did not get a benefit between 65 and 70. (The credit is less if you reached 65 before 1982. ) SOME SOCIAL Security work credits are needed before you can get benefits For example, if you are 62 in 1984, you need at least -

8V« years of coverage (33 "quarters of coverage") to be insured. The amount of your monthly check will depend on your average covered earnings while you worked. A worker who retires at 65 in 1984 after having maximum covered earnings most years can expect to receive just over $700 a month. If he or she has eligible dependents, payments to the family will be substantially more. ONCE BENEFITS start, payments will increase automatically to keep pace with annual rises in the cost of living of 3 percent or more Hie benefit increase will be tied to the increase in either prices or average wages, depending on the status of the economy. Your retirement checks may be subject to Federal income tax if you have substantial outside income in addition to benefits. In nd case, however, will you have to pay tax on more than one-half of the benefits. For more information on this, contact the Internal Revenue Service. You and any dependents who are at least 65 have Medicare protection to help pay costly medical bills. You are eligible -for Medicare even if you plan *»4o keep working and not receive monthly checks at this time. You will.

however, need to apply for it. YOU CAN have some earnings from work and still receive Social Security checks. If you are 65 or older in 1984. you can earn up to $6,960 and receive all ' benefits due; $5,160 if you are under 65; and no limit if you are 70 or older. If earnings exceed the annual ex-

empt amount, $1 in benefits is withheld for each $2 of earnings above the exempt amount. If your plans are uncertain or you have questions, the best thing to do is "inquire before you retire". Phone, write, or visit any Social Security office. The people there will be glad to help you.

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Cops Busy In August In Avalon AVALON — August was a busy month for Avalon Police, according to the monthly report filed** byChief Joseph Foley. During the month there were a total of 304 traffic arrests, eight for drunk driving, 16 2, for speeding and 134 other traffic violations. At the same time, there were 181 criminal arrests,' including 15 for drugs, 39 for noise and four for dogs. A total of 281 parking tickets was given. There were 65 assists by ambulance and police car. residential checks were low at 372 and business checks at 1,513. Those wishing police to check on their home or business while they are away should contact the police. Fall Luncheon To Be Oct. 11 The Annual Fall Luncheon sponsored by the Stone Harbor Branch of the Burdette Tomlin Memorial / Hospital Auxiliary will be on Thursday, October 11. The affair at Henny's Driftwood Dining Room, 97th Street and 3rd Avenue, Stone Harbor,, will feature fried oyster or baked chicken platters. Luncheon donation will benefit the hospital." Tickets may be purchased at the door.

Parkway-Pike Link Study Wait Vote

TRENTON - Legislation directing a feasibility study into constructing a highway connecting the New Jersey Turnpike with the Garden State Parkway is now in a position for a Senate vote. The bill, sponsored bySen. James R. Hurley, RCumberland, Cape May. was relaesed from the Senate Transportation and Communications Committe Thursday. " THE CONSTRUCTION of this major east-west highway which would tie in with Route 55. could be a boost to Cape May and Cumberland Counties." said Hurley. "Building a modern link between the state's two major roadways would make this area, which suffers from chronically high unemploy- . ment, more attractive to businesses. "It would make it easier for manufacturers and farmers to transport their goods to the Baltimore and Washington areas. Residents in northern Cumberland County who

work in Atlantic City also would benefit by having a quicker commute." "An improved addition to our state's highway system that feeds into Route 55 would encourage even more people to vacation at Cape May County resorts." the senator went on. Hurley's bill directs the Department of Transportation to look into building a highway beginning in Salem County, moving on southeast through Salem, Cumberland, Atlantic and Cape May Counties to connect with the Garden State Parkway. Under the bill, the state transportation department would have one year to complete the / Study and ^ report ifs findings to the Governor. "My bill would direct the Department of Transports - . tion to take the first, necessary step in moving ahead with this highway proposal — a feasibilitystudy," Hurley said. "This legislation deserves prompt consideration by the 'full Senate." ,

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