* « business

NEW CHAMBER OFFICERS — Recently installed were 1984-85 officers of Cape May County Chamber of Commerce. Left to right, they are: Dane Wells, Cape May. second <r X'Ce Prcsk,ent: R>chard Giuliano. Burleigh, president: Patricia Nagel. North Wildwood first vice president: and Carlton Owen. North Cape May. secretary.

Citizens Acquired By N.J' National

TRENTON - The acquisition of Citizens United Bank. N.A. of Vineland by New Jersey National Bank, which is headquartered in Trenton, became effective Oct. 1. The announcement was made by John H. Walther, New Jersey National's chairman and chief executive officer. With its acquisition of Citizens, New Jersey National has over $1.6 billion in total assets and operates 81 banking offices throughout every county of central and southern New Jersey. "Our acquisition of Citizens United Bank represents a major step forward for New Jersey National in our penetration of southern New Jersey markets. This area continues to demonstrate a strong potential for grwoth and we believe that our range of banking services will meet the financial needs of such a market, and will expand the strong

customer base already developed by Citizens." said Walther. HE ADDED. "We plan to advertise our products to this new market on a gradual basis, according to the needs demonstrated by our current and prospective customers. Our initial advertising thrust is designed to familiarize people in the area with. the New Jersey National name." *« \ Among the new financial services New Jersey Na- — -- tional is prepared to offer its new customers are Ready Equity; interestearning NOW checking and money market accounts; , all around credit, which includes credit cards; DirecTrade; direct deposit; certificates of deposit; MAC 24-hour banking capabilities; a full range of • business, commercial and international services; as well as estate planning and trust services.

Horizon Planning More New Banks

MORRISTOWN - Horizon Bancorp (NYSE:HZB) announced recently that it has made formal application to the Comptroller of the Currency to establish three new national banks in Philadelphia. Pa., Christiana, Del (a suburb of Wilmington), and Palm Beach, Fla. The new banks will be wholly-owned subsidiaries of Horizon Bancorp. William J. Shepherd, president and chief executive officer of Horizon Bancorp, said, "We have carefully considered areas of growth, both in and out of New Jersey. These three locations represent a logical extension of the Horizon Bancorp system. Philadelphia and the greater Wilmington, Del

area are continguous to our current market areas and the West Palm Beach region has been identified by us as a high gcowth market and would com pie- J ment our proposed trust facility in Florida." Horizon Bancorp recently applied for a trust company charter in Boca Raton, Fla., and announces! its intention to apply for a consumer bank in lower Manhattan. Horizon Bancorp is the fourth largest New Jersey bank holding company, consisting of Horizon Bank, Horizon Trust Co., Marine i National Bank, Princeton Bank, and The Bank of New Jersey. Horizon Bancorp serves 15 of NewJersey's 21 counties with I 110 branch banking offices ' and six trust offices.

GORMAN^GOODKIN Proudly Announces the Opening of their new offices for the General Practice of Law. / •' : Jr* ' • Real Estate • Divorce • Family Law • Wills • Estates • Bankruptcy • Ner^lgence • Corporations • Small Business

886-8888 COVENTRY SQUARE OLD RIO GRANDE AVE. &5TH STREET RIO GRANDE I

J . i ' t™""1 I m.m mm u.onma- J *— <""f— i * /! MWMtlW. ~ J f t - I

Isnvs SK^ppi ^ be issued to any new A \ \ A \0// account who becomes an n \W automatic delivery customer (credit approved) for the 84-85 heating season after the first 250 gallons of oil is delivered. Current 8 ^ LS Biggins Oil customers moy hove applied to their account this same $35.00 ^6 * jy credit If he or she secures for us a new I ^ y automatic delivery customer as advertised. 8 (Offer expires Januory 15. 1985). WA 800-642-0148

■ LS. RIGGINS Oil COMPANY ■ < ■ P.O. lax 185 MBMUe, HJ. 08518 ■ 885-7400 or 800-448-9148 * "■

I $35.00

I arant to bocaon a ooai IS. HiggiM OB Co. aatooratk dolwtad I hooting oB aotomor for tin 1 984-B5 hooting soaran and rocoiva o I $3540 aodk on my Ibtt 850 gaOoai pardnaod. I Noma I Mdrw I fho m