^ Herald & Lantern 10 October '84 ■ icibiu ot loihcih iu uviuuer oq

PLAN CAMPAIGN — County Democratic chairman Samuel DeVico. left, talks politics with the county slate. Left to right, freeholder candidates Rodnev Downs and Peggy i Bieberbach and sheriff candidate Nick Zagone. Congressman Bill Hughes could not be ] present.

Earnings Must Be Reported

People getting Social Secuirty benefits who work are required to estimate their projected earnings as accurately as possible and to report the amount to the Sopiai Security Administration. Del Brooks. Social Security manager in Wildwood, said recently. " Furthermore, people should revise these estimates, as necessary, during the course of (he year. "Excess earnings under the annual retirement test are the primary cause of overpayments," Brooks -said. "More than one million people were overpaid in 1983 because of underestimation or failure

to report their earnings, and total overpayments, as a result, amount to more than $1 billion. "PEOPLE MUST file an annual report of earnings at the end of the taxable year. At that time the amount of benefits due for the year is figured; if all the payments that were due have not been made, the person is paid the appropriate amount. "On the other hand," Brooks said, "if the person is found to have been overpaid, the amount of the overpayment will be withheld from future benefits or will have to be repaid." More information about

bow work affects Social Security benefits can be obtained at the Wildwood Social Security office, located at 136 E Spicer Avenue. The telephone number is 800-272-1111.

Your kitchen^ is on Are. What jnuilu if n •m-un-iwrm-' Inrlmnnil firv" « hat t«Ua»ah.iui fiiy«afriy.4'allu* \W1I hrl|i Will jai' American Red Cross ^ *

A message that rates your interest from ... * NEW JERSEY'S NEWEST BILLION DOLLAR BANK The Hrst National Bank of Toms River. N.J. is pleased to take this opportunity to inform you that your Bank now has over $1 Billion in assets. This is a major milestone in our IQJ year existence. As one of the largest independent ' community banks in New Jersey, we realize that this achievement could not hat e been possible without the continued confidence and support of you. our customer. At The First National Bank of Toms River. N.J. ... one thing will never change ... our way of doing business. Our customer is still our most important product and w e pledge that you will continue to receive the same kind of personal attention we started out with over 100 vears ago. Again, we thank you." ...Our Rates Will Interest You, Too! 7 — "

^ ~ — 30 DAY CD 9.96% Effective Annual Yield On An Interest KateOl 9.50% minimum opening deposit of S2S00 compounded daily 12 to 23 MONTH CD 12.65% Effective Annual Yield On An Interest Rate Of 11.75% minimum opening deposit of $500 compounded daily MONEY MARKET ACCOUNT 9.65% Effective Annual Yield On An Interest Rate Of 9.25% minimun opening deposit of $2500 compounded monthly

91 DAY CD 10.11% Effective Annual Yield On An Interest Rate Of 9.75% minimum opening deposit of $1000 compounded quarterly 1 24 to 35 MONTH CD 12.94% Effective Annual Yield On An Interest Rate Of 12.00% minimum opening deposit of $500 compounded daily CASH MANAGEMENT ACCOUNT 9.92% Effective Annua] Yield On An Interest Rate Of 9.50% minimum opening deposit of $100,000 . compounded monthlv

6 MONTH CD 12.10% Effective Annual Yield On An Interest Rate Of , 11.75% minimum opening deposit of $1000 compounded semi-annually 36to48MONTHCD 13.05% ' Effective Annual Yield On An Interest Rate Of 12.10% minimum opening deposit of $500 compounded daily SUPER NOW ACCOUNT 8.30% Effective Annual Yield On An Interest Rate Of 8.00% minimum opening deposit of $2500 compounded monthly JL

The First National Bank of Toms River, N.J. has an interest in you. These same attractive rates are available to you at any branch office of our Bank located in Ocean, Atlantic, Burlington. C ape May and Salem County. Stop in at any one of our convenient locations near you . . . we want to show our interest.

THE FIRST NATIONAL BANK Member F.D.I. C. o» to«5 ,ive*. n.j. Member Statewide Bancorp

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