— Social Security

% Free Publications Explain SS Programs • 4

Social Security has a variety of free publications available at any office which gives clear, simple explanations of the various aspects of the Social Security programs, a Social Security representative said recently. Among the publications that are available are: •Your Social Security - An overall • \

explanation of the Social Security program, covering retirement, survivors, and disability benefits; Medicare highlights; program financing; and appeal rights. • Thinking About Retiring? - Information of interest to peo pie approaching retirement. • If You Become Disabled - A detailed look at the Social: Security disability program. - • Applying for a Social Security Number - Explains

how to apply for a 1 Social Security i number and tells i what evidence is needed. V ] • A Brief Explana- i tion of Medicare - I Describes the major < features of Medicare 1 hospital insurance | and medical. ( insurance. v j • SSI for Aged, ; Disabled, and Blind ; People - Explains briefly who can j qualify for these i Federal payments. t • Social Security t and Your Household £ Employee - Explains t the responsibility of a 8 ' - "

employer to report wages of domestic employees. There are more publications available, including those for selfetpployed people, women, and people who receive cash tips. Many publications are available in Spanish well as English. To get any of these j publications, just call " Social Security office. The Wildwood office is at 136 E. Ave., and the telephone number is

Benefits May Be '

Taxed Up to half the Social Security benefits received by people with higher incomes are subject to the / federal income tax in 1384. Under the new law, up to half of a person's Social Security or Railroad Retirement benefits will be included in his or her federal taxable income, if adjusted gross income plus nontaxable interest and half of his or her Social Security benefits exceeds a base amount. The base amount is $25,000 for an individual, $32,000 for a couple filing jointly. THE AMOUNT of benefits that will be included in taxable income will be the lesser of : one half of /the benefits received / or one half of the excess of ther person's combined income — adjusted gross income .plus one half of benefits — over the base amount. This provision places Social Security benefits in a similar position to private pensions, the noncontributory portion of which are subject to federal income taxes. It is estimated that only 10 percent of beneficiaries will be affected by this provision. The money raised by this amendment is designed to put Social Security on a sound financial footing. IRS will provide instructions for paying any additional taxes that may be due when you file your 1984 tax return prior to April 1C 1 OQC

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