Social Security

Survivors Advised To Apply Promptly

Surviving dependents of a deceased worker

should apply for Social Security benefits as soon as possible following the worker's death, according to Del Brooks, Social Security Manager in Wildwood. Applying promptly will allow benefits to start in the shortest possible time. "In addition," Casino Trip CAPE MAY -The Cape May 'City Men's Republican Gub will sponsor a trip to the Golden Nugget in Atlantic City Thursday, Nov. 8. The bus will leave the Acme parking lot at 6 p.m. and return by midnight. Call early for tickets to Sgt. Cernock, 884-1418; John Coleman 884-2495, or Joe Tracy 884-0091.

Brooks said, "some benefits canot be paid more than a month before the application is filed." , SOCIAL Security benefits can be paid to these survivors: Unmarried children under 18, or under 19, if a full-time high school student. Unmarried children over 18 who were disabled before 22 and remain, disabled. A surviving widow or widower of any age caring for a child under 16 or disabled who gets benefits. Widow or widower 60 or older. Disabled widow or widower 50-60. Dependent parent 62 or older. BENEFITS can also be paid to a sur-

viving divorced spouse ,if the marriage to the decreased worker lasted 10 years or more.' Grandchildren can get benefits on a grandparent's record under certain circumstance. Before any benefits can be paid, the worker must have had credit for a certain amount of work covered by Social Security. In 1984, the amount ranges from lfe to 8Vi years depending on the worker's age at death. More information about survivor's benefits can be obtained at any Social Security office. The people there will be glad to answer any questions.

pnUMp_POST~| DON'T GET CAUGHT IN THE COLD! HAVE YOUR KEROSENE HEATER SERVICED NOW *14W mspws 42ND t LAKOIS AVE. SEA ISLE Cm 2C342S2 1_

the early iSi BIRD thebIef

10% DISCOUNT OFF OUR REGULAR MENU TO SENIOR CITIZENS (WITH PROPER ID)

$895 ' ONE OF TEN EARLY BIRD SPECIALS

WEO.-FW.: 5 TIL 7 JO P.M. / ALL EVENING ON SUNDAY ATLAS MOTOR INN "ACH DR. NEAR MADISON AVE. CAPE MAY [CRYSTAL ROOM]

AVAILABLE 884-7000 1

MIDLANTIC'S HUNGRY IRA TAKES A RIG RITE OUT OF YOUR TAXES.

It's getting near that time of the year again. When Federaf taxes put the bite on your hard-earned income. So bite back with a Hungry IRA from Midlantic. Our IRAs help /educe your annual taxable income while you earn tax-deferred interest. With hungry rates and a flexible range of maturities. Plus they're all FDIC insured, with no fees or salep commissions. Our Money Market IRA givps yoUanoJher convenient investment option. Your retirement savfinjs earn money - market rates that change to keep pace with current market conditions. Aho because it has no maturity you can add to it anytime. Any one of our IRAs is bound to satisity your Open a Midlantic IRA today and receive a free coffee mug!

f v . ; w > appetite for savings. Because every one of them saves ' you from taxation. Upto S2000 a year if you're a single wage earner. Up to S2250 if either you or your spouse work. And up th'S4000 yearly JVU.1J

if you both work.. Your money will be making

money until you retire, when you'll probably be in a lower tax bracket.

So stop feeding your salary to the IRS. And feed it to your Hungry IRA instead.

FOOD

FOR THOUGHT

FROM THE HUHSRY BARKERS y

Midlantic Midlantic National Bank/Union Trust We're now called the " Hungry Bankers but we're still "eager" to serve you! Federal regulations ragutre a substantial interest penalty for withdrawals from cartlticates before maturity. Member FOiC Withdrawals from an IRA plan are taxable ae ordinary income in the y*ar of withdrawal and beiore age HY, may also be subject |p tax penally