Social Security

— Social Security Quiz — Social Security celebrated its 50th birthday in August. How much do you know about this important program that has served several generations of Americans? Test your "Social Security I.Q. " by answering these questions. The answers appear at the end.

J. America was the fist country to have Social sec unty and. even today, is one of the few nations to have it. I rue False 2. Social Security pays benefits to people oi all ages. 1 rue. ' I alse i Social Security checks are paid only to people in need. I rue False •1 Disability benefits are paid only to those who are permanently and totally disabled. I rue False 5. Children can get survivors checks even if .^deceased parent paid into Social SecurityMonly 1 Vj years. T rue f alse b A retiree can get benefits only if he or she has no income from working. I rue false 7. Social Security only partly replaces income that is lost or reduced due to disability, death, or retirement I rue false , H II you switch occupations or start working in another state, you lose all Social security work credits previously earned. I rue False. M Most Social Security beneficiaries pay federal income taxes on their monthly benefits. I rue False It) A person who continues working full time past f>5 can still have Medicare even though hot " retired. I rue I alse

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kotlAl. SKCt!H,Tyj Oy li'iK Q. I've lust my Social Security card, but I've got my number written down on a piece of paper. Do I still need to get another card? A. Yes A number written on a piece of paper is not enough when you apply for a job. you'll need to show your employer your Social Security card You'll also need the card when you apply for any kind of Social Security or supplemental security income benefits To apply for a replacement card, you must furnish evidence that establishes your identity Call any Social Security office to find out how you can do this.

Survivors Advised To Apply Promptly

Whenever a family member dies, one of the survivors should inquire to see if Social Security benefits may be payable on that person's record, a Social Security manager said recently. It is important to apply promptly because, in some cases, benefits cannot be paid for months before the month of application. This pertains to widows and widowers who wish to start benefits before they reach 65. If the worker has enough credit for work covered by Social Security, benefits can be paid to: •UNMARRIED children under 18. 18-19 if full-time secondary students; over 18 if disabled before 22. • A mother or father caring for a child under 16 or disabled. • A widow or widower 60 or older. • A disabled widow or widower 50-60. • A dependent parent 62 or older. A surviving divorced spouse can also receive benefits as an aged or disabled survivor if the marriage lasted 10 years or more. This time limit does /

not apply to a divorced spouse caring for an eligible child under 16 who is disabled. IN ADDITION, there is a 5255 lump-sum death payment that can be made to an eligible widow or widower, or if none, to an entitled surviving child. When applying, it is helpful for the person to have certain proofs available including the worker's Social Security card or a record of the number, proof of age for applicants, proof of marriage for widows and widowers, children's birth certificates; proof of the worker's death; Forms W-2 for the previous two years or self-employment tax returns; and proof of support for dependent parents. Do not delay applying if all these proofs are not available. People at the Social Security office may be able to suggest substitutes. For more information about Social Security survivor benefits, call a Social Security office. The address and telephone number of the nearest Social Security office can be found in the telephone directory. N \

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