business_

DAVID HARTMAN

1st Jersey Appoints 2 Executives

ATLANTIC CITY - The First Jersey National Bank/South has named Joseph P. Gleason of Villas assistant cashier, and David C. Hartman of Ocean Cityassistant vice president, according to Ensley A. Tower, president. Gleason is responsible for commercial and construction permanent mortgage origination and processing. He was formerly a mortgage officer at Marine National Bank.

GLEASON HOLDS a bachelor's degree in business and finance from Mount Saint Mary's College in Emmitsburg. Md. and a Pennsylvania real estate license. Hartman is responsible for commercial lending in Atlantic and Cape MayCounties. particularly- loans arranged through the New Jersey Economic Development Authority. He was formerly a corporate officer at The Summit Trust Co. in

Summit and a commercial lending officer at First Fidelity Bank N.A. New Jersey in Newark. A GRADl'ATK of Rider College with a bachelor's degree in finance. Hartman has taken graduate courses at Fairleigh Dickinson University in Madison First Jersey National Bank/South is headquartered in Atlantic City. It is a subsidiary- of the First Jersey National Corp., a multibank holding company based in Jersey City.

El JOSEPH GLEASON 1

Seniors Elect New Officers OCEAN VIEW - Dennis Township. Senior Citizens Club has elected E.K. Simpkins. president: John Clayton, vice president; Jane Dixon, secretary , and Kathryn Bushay, treasurer. The club's next meeting will be on Jan. 8. at ! p.m.. in the Ocean View Fire Hall.

Your Holiday Helpers — - — I QrWn ll ' I 5b0f B 152 18S5QH H0D85 JK3? A TOM Card from The First National Bank ^5% of Toms River, N.|. allows vou To Obtain Monev ---v. when vou need it at any one of our conveniently located TOM Automated Teller Machines. TOM really does let vou be > the banker ... night and day ... everyday, and that's especially v important during the busy holiday season. TOM is also a member of the ^ ^ CashStream and CIRRUS networks of Automated Teller Machines which means that vour TOM Card can still connect you with your money even if you are away for the holidays. ^ ve yourself a special Hojidav Gift... a Visa or MasterCard from The First National Banlt^o^^^y Toms River, N.J. With a low 15% Annual Percentage Rate vou can save as much as 3% or even more when compared to most other credit cards. With a Visa or MasterCard from The First National Bank of Toms River, N.J. vou can get cash at a lower rate or even begin paving off those higher rate charge accounts that mav alreadv be costing vou too much money. Your Visa or MasterCard from The First National Bank of Toms River, N.J., once y properly encoded, can also be used to access our TOM Automated Teller Machines . . . just stop in at any one of our convenient branch "> office locations and we will show vou how easv it is to use vour credit cards from The First National Bank of Toms River, N.J. as a TOM Card. V* THE FIRST — — - NATIONAL RANK Member F.D.I.C. °r *'v«. Member Statewide Bancorp