business-

plant Swap AVALON — The Avalon Garden Club will hold a plant swap and clinic at their meeting next Monday in the Avalon Room at 10 a.m. On March 5th, the club will sponsor a bus trip to the New Jersey Flower Show and the Doris Duke Gardens. For reservations, call 967-4305. />nniTAn ppm

CROITOR FEED & COAL School House Lane C.M.C.H. 465-7365 PURINA DEALERS PRIDE SO lb. S1 0.35 CARNATION CLASSIC CHUNKS 40 lb. *8.00 CLASSIC CAT ^20 lb. BEDS SgS f MECHANIC* N 3.59 B1 S-ln. Multi-Bar for odd »obs Excellent leverage Forged steel mmmb -s I QUANTITIES LIMITED J STALLER'S HARDWARE 135 E. Wlldwood Ave.

KIWANIS SPEAKER — Wyn Evoy. right, president of Lower Township Kiwanis Club, thanks Dr. John Gregory of Cape Chiropractic Clinic in Wildwood Crest, who spoke to the club recently on the practice of chiropractic.

MUA Job Awarded OC Firm OCEAN CITY - A minor ity-owned local firm has received the largest single sub-contract award of 54.3 million in a $42 million construction project of the Cape May County Municipal Utilities Authority. The award went to Sylvester Thompson and Sons Contract awards were based on lowest bids. SINCE A state-sponsored conference last October which set goals for minority participation in the project an 11.1 percent minority business pariticipation and 2 percent women-owned business participation have been achieved. Fluor Constructors Inc. of Irvine. Calif., prime contractors on the Wildwood /Lower Region Wastewater Treatment Facility, invited minority and women-owned subcontractors to bid at the October conference. For further information about DEP's Minority and Women Business Enterprise program, contact Carol Brooks, administrator of the Office of Equal Opportunity and Publjc Contract Assistance. CN 402. Trenton. N.J. 08625. (6091 2554.

^ ^ OCEAN OIL INC. • Fuel Oil - K1 Kerosene • senior Citizen Discount Avail. • 50 Gallons & up Delivery • 24 Hour Burner Service • Deliveries made 7 Days A Week • Budget Plans and service Contracts Avail. ; Call 889-0959 For Details

AVALON BRIDGE (T i ll ({mulls Feb. 7: 1st. Jim German 5490 2nd. FloStabb 5420 < 3rd. Agnes Robinson 5120

Honors Won By Douglass COURT HOUSE - John Michael Douglass, son of Mrs. Ruth Grosse. 23 Orbit Dr.. who received his Bachelor of Science degree in Accounting from Widener University, Chester. Pa., in December, was named to the Dean's List for his final semester. Douglass, a 1982 graduate of Middle Township High School, was also named to "Who's Who in American Colleges and Universities". Epilepsy Meet VILLAS — The Cape May County Epilepsy Self-Help held a meeting Monday in the LowerTownship Recreation Center. 2600 Bayshore Rd. here.

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report of condition Consolidating domestic and foreign subsidiaries of the The First National Bank of Toms Ph'er, NJ. of Toms Rivet Name of Bank City in the state of W>w Jer*av at the close of business on December 31 1 985 published in response to call made by Comptroller of the Currency, under the 12. united States Code. Section 161. Charter Number 25Q9 comptroller of the Currency * District Statement of Resources and Liabilities «* Thousands of dollars Cash and balances due from depository institutions: Noninterest-bearing balances and currency and coin .68 199] interest-bearing balances ; 85,4371 Securities ; 311.513) Federal funds sold and securities purchased under agreements to resell in domestic offices of the bank and of its Edge and Agreement subsidiaries, and in iBFs j None] Loans and lease financing receivables; *2 Loans and leases, net of unearned income '803.089 w LESS: Allowance for loan and lease losses ' 5 300" «• LESS: Allocated transfer risk reserve None < Loans and leases, net of unearned income, allowance, and reserve 797.7591 Assets held in trading accounts 1.374J Premises and fixed assets (including capitalized leases) 20.085) Other real estate owned ' : 720 investments in unconsolidated subsidiaries and associated companies [_ None; Customers liability to this bank on acceptances outstanding None. intangible assets 9742 Other assets 22.970] Total assets ,1. 137.8291 Deposits: 4 in domestic offices fi.H2.23i I Noninterest-bearing 1246.054 interest-bearing 1866,177; in foreign offices. Edge and Agreement subsidiaries, and !BFs [ None] M Noninterest-bearing r~"N5ne £ interest-bearing -[ None 3 Federal funds purchased and securities sold under agreements to repurchase in domestic offices 5 of the bank and of its Edge and Agreement subsidiaries and in ibfs 88.991] 5 Demand notes issues to the U.S. Treasury " 4.84^ Other borrowed money 7 19 504 Mortgage indebtedness and obligations unoer capitalized leases None Bank s liability on acceptances executed and outstanding | None Notes and debentures subordinated to deposits 6^000 Other liabilities "T 14 899. Total liabilities d 246.465, Limtted-iife preferred stock ~ None] ~5j~" Perpetual preferred stock " None] t Common stock 13.326 < Surplus 26.58T1 o undivided profits and capital reserves 31.354) £ Cumulative foreign currency translation adjustments Nonef 5 Total equity capital 71.3611 O Total llabilitieSfJimited-life preferred stock and equity caDitai 1 317 829J we. the undersigned directors, attest to the , ThnmK o carroii correctness of this statement of resources and ' inomasK harre" liaDiiities. we declare tnat it nas oeen examin ed by us, and to the best of our knowledge and Name belief has been prepared in conformance with the instructions and is true and correct senior V P & Chief Financial Officer Title ^ of the above-named bank do hereby declare ^ r that this Report of Condition is true ana corQ — 'i 1 r [} \ rect tne Dest of mv knowledge and belief actors sst W -/ P Jy /? Joseph W. Robertson X Jacqueline Faye Pappas ' iJQlJ/%/ Helen N. Lawrence (- — ' * ^ * i