Herald - Lantern - Dispatch 9 |uly '86 19

Come set the table with simple fare. We'll talk of the past as friends will do. But I pray arrange some flowers there Of distant places and folks we knew In a crystal bowl to smile at me Long, long ago in a world where spring While you are pouring the amber tea. Had spilled ifs magic everything; We'll light the candles on either side And just for the briefest while tonight On the old buffet, their glow will hide. We'll toast the past by candle light. Or help to lessen the deep etched line We'll warm our hearts with a memory The years have brought to your face Against the chill of reality, and mine; By Vmey Endicoit

Medicare Claims Need Itemized Bills

Many people in the Cape May County area wait longer than necessary to receive payment from Medicare medical insurance because they failed to submit itemized bills with their request for payment form. Del Brooks. Social Security Manager in Wildwood. said recently. Medical insurance is the part of Medicare that helps pay for doctor bills, outpatient hospital bills, and other items and services not covered by hospital insurance. TO RECEIVE payment under medical insurance, a person generally submits a request for payment form and the doctor or supplier provides an itemized bill to send with the form. The bill does not have to be paid before it can be submitted. The trouble. Brooks said, is that often the bill does not provide a detailed decription of the services

provided and. therefore, a decision cannot be made as to whether they are covered. As a result, the patient must be contacted for more information before payment is made. TO PREVENT delay, the person should be sure that each bill shows : A decription of each service provided: the date the service was provided; the place the service was provided, the charge for each service; the doctor or supplier who provided each service, and the person's name and health insurance claim number, exactly as they appear on the Medicare card. It is helpful if the diagnosis is also shown. For more information, contact the Wildwood Social Security Office, 136 E Spicer Ave. The telephone number is 800-272-1111.

"A BETTER IDEA!" CAPE MAY - LEWES FERRY SHUTTLE 884-1933 Scheduled Departures as Follows: Cape May Rotary Cape May Bandstand - Lyle Lane FerrY Terminal 9:40 A.M. 10:05 A.M. 10:50 A.M. 11:40 A.M. 12:05 P.M. 1:00 P.M. 1:25 p.M. 2:00 P.M. 2:25 P.M. 3:00 P.M. 3:25 P.M. 4:20 P.M. 4:40 P.M. 6:20 P.M. 6:40 P.M.

SB Q. In January, my wife I was in the hospital for two I weeks. Then she stayed home for almost a month before she had to go back into the hospital with the | same problem. Can you tell me how much of the hospital bill Medicare will pay? A. After the $492 deductible has been paid in a benefit period. Medicare hospital insurance will help pay for 90 days of inpatient care in any hospital participating in the Medicare program. For the first 60 days, it pays for all covered services; and the 6lst through the 90th day, it pays for all covered services except for $123 a day. After someone has been out of the hospital for 60 consecutive days, a new benefit period begins the next time he or she goes into the hospital. Q. I'VE HAD Medicare hospital insurance for the past two years, but I never signed up for the medical insurance part of Medicare. Is it still possible for me to get medical insurance protection? A. Yes. You can sign up I for the medical insurance I part of Medicare any time I during the first three months of any year. Your pro- I tection will start July 1 of the year in which you enroll. You should be aware that for each year you delay signing up after you are first eligible, your monthly premium will increase by 10 percent. Different rules apply, however, if you have been covered by an employer health insurance plan. Contact any Social Security office for more details. Q. I signed up for the medical insurance part of Medicare just last month, during the open enrollment I period. When will my coverage start? A. Your coverage will begin in July.

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