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Ocean City’s $4,000,000 Banking Institution

Only One Bank in Five Cam Qualify for This Honor

What is a "Roll of Honor” bank, and what does it mean to you as a depositor, or as a possible depositor, that this institution has been .given that rating in the banking "hall of fame?" A “Roll of Honor" bank is a bank that has voluntarily provided doable protection for its depositors by budding up its surplus and undrrided profits account to a point where this reserve fund is equal to or greater than the capital of the bank. The laws, either National or State, do not require any bunk to provide this "extra measure of safety.” As a matter of fact, the soundest hanking practice and the legal requirements of some States fix 20 per cent, of the bank's capital as a sufficient reserve fund to maintain for the safety of its depositors.

But before a hank can become known as a "Roll of Honor” bank, it must voluntarily build up its surplus reserve fund to an amount at least five times the usual requirements. So severe are the requirements that only one bank in five in the entire country can qualify as a “Roll of Honor” ini

The fact that this hank has achieved this dbrinction stamps it as one of the strongest institutions for its size in the whole United States. You can see, therefore, that it does mean a great deal to you as a depositor, or as a possible depositor, that this is a “Roll of Honor" honk In addition to giving you "more than the law requires" in protection, we are also striving to give you a “double measure" of courteous and friendly service.

If you are in any business—whether large or small—you cannot afford not to be connected with this growing institution

Ocean City, N. J., September 15, 1925. To Our Friend, and Patino*: In the coming month, we will addma, you from time to time aetting forth our Ideal,, aim, and polide,. The font of there article* on ideal* follow*: IDEALS In thi* practical age. people ate prone to dacount the importance of ideal*. Some there are, who dirtrurt ideal* a* bring Hinny creation* of fancy—wOl-o-thewi^w that -t—end flit aimleady over the nun*he, of Reality. But that, a falre notion. An hrmrrt o 1 1 U a rtimulating force. It U the marker by which direction u ret. a guiding influence over the courre of action. The boonere concern that reek, to grow murt firat inboduce practical ideal, into it* hot To rerve worthily there mint be worthy motive, and there ere your ut-U Call them what you will—"burinere policie*." "method, of practice,'' it -.t- no difference. The ntccereful organization today re*, on a foundation of worthy ideal*. The rapid growth of thi. rtrong Bren ; * due Urgely to it. foundation of worthy ideal*. Cordially yours, FIRST NATIONAL BANK, Ocean Gty, N. J.

FIRST NATIONAL BANK

Ocean City, N, J.

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